John and Mary Boulett completed the purchase of a Helena property on August 3rd, recording a warranty deed, a new mortgage, and a homestead declaration all on the same day — a same-day filing sequence that signals the couple moved quickly to establish the home as their primary residence under Montana law.
The deed, recorded in Lewis and Clark County as Book M65, Page 6645, transferred the property from seller S. Gauvin VI to the Bouletts. The mortgage, recorded immediately after on Page 6646, lists Evergreen Moneysource Mortgage Company and Mortgage Electronic Registration Systems Inc. as lenders — a standard pairing in which MERS serves as the nominee on the loan.
The homestead declaration, filed the same day, is a legal protection under Montana law that shields a primary residence from certain creditors. Filing it on closing day is not unusual, but it does confirm the Bouletts intend the property as their principal home rather than an investment or rental. County records indicate the buyers may be based outside Montana, which would make this a relocation purchase.
For Helena's housing market, out-of-area buyers putting down roots rather than acquiring rentals or investment properties represents a different kind of transaction — one that adds a household to the city rather than a landlord.